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Concerns for Irish property owners as Spainish stock falls
By Dan Collins

Courtesy: The Irish Examiner

 

IRISH owners of an estimated 75,000 Spanish properties will be anxiously reviewing stock valuations after Spain’s real estate companies were shook to their foundations yesterday and almost €1.5bn was wiped from the value of Irish shares.

Bank of Spain governor Miguel Angel Fernandez Ordonez attempted to reassure financial markets, however, describing the situation as only a gradual cooling off of the Spanish property boom. Yesterday’s market fall was triggered by a meltdown in the share value of property firm Astroc, one of Spain’s most hyped companies.

Spain had been immersed in a building bonanza since the mid-1990s and many property companies on the Madrid stock exchange saw their value phenomenally double over the past year alone. But a saturated property market and rising interest rates are expected to slow Spanish house price growth to between 3% and 5% by the end of the year, from a high of 18.5% in late 2003. The sudden decline has in some cases been highly dramatic, with share in one Spanish real estate company falling by 60% this week. “This is the burst of the Spanish real-estate bubble,” said Alberto Espelosin, a strategist at Zaragoza, Spain-based Ibercaja Gestion, which manages about €5bn in property. “Banks are exposed and have risk,” he said.

Overseas property consultant Diarmaid Condon said he did not believe the impact on the Irish market would be sizeable, as Irish buyers usually opted for coastal areas where, unlike the cities, property prices have been weak for some time. Many Spanish property development companies are stock exchange listed, and, during any general decline in stock values, the property market takes a hit also, not only in Ireland but across European markets. Mr Condon’s advice to buyers of Spanish property had always been to be wary. The best reason for investing in Spanish property should be lifestyle rather than a speculative move.

The Spanish market had been accelerating at a phenomenal rate, and some form of slow down was inevitable, he added. Between 1998 and the end of 2006, the amount that Spanish banks lent for real-estate activity rose tenfold to €107bn.



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